Privacy Policy

Last Updated: July 12, 2025

This Privacy Policy explains how MyPHSS (Personalized Help Support Systems LLC) (“we,” “us,” or “our”) collects, uses, and protects your information when you visit www.myphss.com (“Website”).

By using our Website, you agree to the terms of this Privacy Policy.

If you have trouble reading this page or need it in another format (such as larger print or read aloud over the phone), please contact us at 813-328-4664 or support@myphss.com.


1. Information We Collect

We collect two main types of information:

1.1 Personal Information

This is information that can identify you, such as:

  • Your name

  • Phone number

  • Email address

  • Mailing address

  • Medicare or other insurance details

  • Limited health-related information you choose to share so we can help with insurance options

You usually provide this information when you:

  • Fill out a contact form

  • Request an insurance quote

  • Schedule an appointment

  • Ask us a question

1.2 Usage Information

This is information about how you use our Website, such as:

  • Your browser type and device

  • Your IP address

  • Pages you visit and how long you stay on them

We collect this information using cookies and similar tracking technologies.

1.3 Cookies

Cookies are small files stored on your device to help our Website work better and remember certain preferences.

You can choose to turn off cookies in your browser settings. If you do, some parts of the Website may not work as well, but you will still be able to access most content.


2. How We Use Your Information

We use the information we collect to:

  • Provide insurance quotes and plan recommendations

  • Schedule and manage consultations (in-person, by phone, or online)

  • Respond to your questions and requests

  • Improve our Website, services, and user experience

  • Send educational materials, reminders, or updates about Medicare and related insurance topics (you can opt out at any time)

We do not sell your personal information.


3. Data Retention

We keep your personal information only as long as necessary to:

  • Provide services to you

  • Fulfill your requests

  • Comply with business needs and legal obligations

Information from quote requests or consultations may be kept for up to 24 months, unless we need it longer for legal, regulatory, or business reasons.


4. Sharing Your Information

We may share your information only in the following situations:

  • Insurance companies or providers:
    To generate quotes, compare plans, or submit applications on your behalf.

  • Technology and service providers:
    Companies that help us operate our Website, manage emails, or support our client communication. These companies must keep your information confidential and use it only to provide services to us.

  • Legal and government requirements:
    If required by law, court order, or government request, we may share information when we believe it is necessary to comply with legal obligations or protect our rights.

We do not share your information for unrelated marketing by third parties.


5. Health and Medical Information

We are not a HIPAA-covered entity. However, we understand that some information you share with us may be health-related.

We handle any health-related information with great care:

  • We use it only to help provide insurance services and recommendations.

  • We store it securely.

  • We limit access to staff who need it to assist you.


6. Your Privacy Rights

Depending on where you live (for example, California or other states with privacy laws), you may have the right to:

  • Access: Request a copy of the personal information we have about you.

  • Delete: Ask us to delete your personal information, unless we need it for legal or business reasons.

  • Correct: Ask us to correct inaccurate or incomplete information.

To make a request, please contact us at:
📧 support@myphss.com
📞 813-328-4664

We may need to verify your identity before fulfilling your request to protect your privacy.


7. How We Protect Your Information

We use reasonable technical and administrative safeguards to help protect your information, including:

  • SSL encryption on forms and data transfers

  • Role-based access controls so only authorized staff can see your information

  • Regular monitoring and checks on our Website for security issues

While we do our best to protect your information, no system can be 100% secure. We cannot guarantee absolute security, but we are committed to maintaining strong protections.


8. Third-Party Websites

Our Website may contain links to other websites (such as insurance carriers, government resources, or educational sites).

We are not responsible for the content or privacy practices of these third-party websites. We encourage you to review their privacy policies before providing any personal information.


9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in:

  • Laws or regulations

  • Our services

  • Our technology or security practices

When we make changes, we will update the “Last Updated” date at the top of this page. We encourage you to review this Privacy Policy periodically.


10. Contact Us

If you have any questions, concerns, or need help understanding this Privacy Policy, please contact us:

Mailing Address
Personalized Help Support Systems LLC
13046 Race Track Rd #190
Tampa, FL 33626

Email: support@myphss.com
Phone: 813-328-4664
Website: https://myphss.com

If you need this policy in a different format (larger print, mailed copy, or read aloud over the phone), please let us know and we will be happy to assist.

Accessibility Statement for MyPHSS

Last updated: {{Month Year}}

MyPHSS is committed to making our website easy for everyone to use, including individuals with disabilities. We believe every person should be able to access information about Medicare, final expense insurance, and the services we provide—without barriers.

Our Commitment to Accessibility

We are actively working to improve the accessibility and usability of myphss.com by following widely recognized accessibility standards, including the Web Content Accessibility Guidelines (WCAG) 2.1.

Our ongoing efforts include:

  • Improving website structure for screen readers

  • Ensuring text has sufficient contrast

  • Adding alt-text to images

  • Making navigation clear and consistent

  • Ensuring forms, buttons, and links work properly for all users

  • Performing routine accessibility scans and updates

Assistive Technologies We Support

MyPHSS is designed to work with common assistive technologies, such as:

  • Screen readers

  • Screen magnifiers

  • Text-to-speech tools

  • Speech recognition software

  • Keyboard-only navigation

We Are Always Improving

As technology and accessibility standards evolve, we continually update our website to ensure an accessible experience for all visitors, including seniors, individuals with low vision, and people using assistive devices.

If you encounter any accessibility barriers on our site, we want to know.

Feedback & Contact Information

If you need assistance or have difficulty accessing information on this website, please contact us:

📞 813-328-4664
📧 support@myphss.com

We will respond as quickly as possible and provide the information or service you need in a way that works for you.

Terms of Use

Last Updated: July 12, 2025

These Terms of Use (“Terms”) explain how you may use the website www.myphss.com (“Website”), which is owned and operated by MyPHSS (Personalized Help Support Systems LLC), an insurance agency serving Florida residents.

By accessing or using this Website, you agree to these Terms. If you do not agree, please do not use the Website.

If you have difficulty reading or understanding these Terms, please contact us at 813-328-4664 or support@myphss.com. We are happy to explain them or provide them in another format.


1. Who We Are

MyPHSS is an independent insurance agency. We provide:

  • Medicare-related services

  • Final expense insurance

  • Dental and vision plans

  • Other retirement-focused insurance products

Our services are offered primarily to residents of Florida.


2. Acceptable Use of Our Website

You agree to use this Website only for lawful, respectful, and appropriate purposes.

You may not:

  • Use the Website to collect, harvest, or misuse personal information about other users

  • Use our content in a way that is misleading, fraudulent, or suggests you are MyPHSS when you are not

  • Try to interfere with, damage, or bypass any security or technical features of the Website

  • Use automated tools (such as bots or scrapers) to access the Website in a way that may harm performance or violate laws

If we believe you are misusing the Website, we may restrict or block your access.


3. No Legal, Financial, or Medical Advice

The information on this Website is provided for general educational purposes only.

  • It is not financial advice

  • It is not legal advice

  • It is not medical advice

Insurance decisions can affect your finances, health coverage, and legal rights. You should always consult with:

  • A licensed insurance professional

  • Your doctor or health care provider for medical questions

  • A licensed attorney or financial professional for legal or financial questions

Using information from this Website without professional guidance is done at your own risk.


4. Disclaimer of Warranties

We work hard to keep our Website accurate and up to date, but we do not guarantee:

  • That all information is complete, correct, or current

  • That the Website will always be available or error-free

  • That any specific result (such as approval for coverage) will occur based on information you read here

The Website and all content are provided “as is” and “as available”, without any warranties of any kind, whether express or implied.


5. Limitation of Liability

To the fullest extent allowed by law, MyPHSS, its owners, employees, and agents will not be liable for any damages that result from your use of this Website.

This includes, but is not limited to:

  • Indirect or incidental damages

  • Consequential damages

  • Loss of data, income, or business

This applies even if you tell us about the possibility of such damages.

Some states do not allow certain limitations of liability, so some of the above may not apply to you. In any case, our total liability to you for any claim related to your use of this Website will be limited to the amount you paid us (if any) for using the Website.


6. Intellectual Property and Content Use

Unless otherwise noted, all content on this Website is the property of MyPHSS and is protected by U.S. copyright and other intellectual property laws. This includes:

  • Logos and branding

  • Text and written content

  • Graphics and images

  • Page layout and design

You may not:

  • Copy, reproduce, or distribute our content

  • Modify or create derivative works based on our content

  • Use our logo or branding without written permission

Some images or media on the Website may come from licensed, free sources such as pexels.com or other licensed image libraries. We respect the rights of content creators.

If you believe any image or content on our Website belongs to you and was used without authorization, please contact us at support@myphss.com so we can review and, if appropriate, remove it.


7. Third-Party Websites and Links

Our Website may contain links to other websites, such as:

  • Insurance carriers

  • Government resources

  • Educational sites

These third-party websites are not controlled by MyPHSS. We are not responsible for:

  • Their content

  • Their privacy practices

  • Their security

We recommend you review the terms and privacy policies of any third-party websites you visit.


8. Governing Law and Location of Disputes

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.

If there is any legal dispute arising out of or related to your use of this Website, it will be handled in the appropriate state or federal courts located in Hillsborough County, Florida. By using this Website, you agree to this location and jurisdiction.


9. Changes to These Terms

We may update or change these Terms from time to time. When we do, we will:

  • Update the “Last Updated” date at the top of this page

  • Post the revised Terms on this Website

Your continued use of the Website after changes are posted means you accept the updated Terms. We encourage you to check this page periodically.


10. Contact Us

If you have any questions about these Terms, or if you need help understanding them or need them in a different format (such as larger print, mailed copy, or read aloud over the phone), please contact us:

Mailing Address
Personalized Help Support Systems LLC
13046 Race Track Rd #190
Tampa, FL 33626

Email: support@myphss.com
Phone: 813-328-4664
Website: https://myphss.com