It's much simpler than you think...
Final Expense Insurance Is Easiest Way To Cover The Cost Of Your Final Bills For Your Family
Fill out this short form and we will email you a Final Expense quote for $10,000/$15,000 & $20,000 in coverage. No obligation and no phone calls. Look out for an email from MyPhss.

What Our Clients Say?
It is very simple, I found a plan for my mom for $63 and she was very happy because, to be honest, I do not have the money to pay for her final expense and neither did she.
Lorry Melon
Palm Harbor, FL
I am 66 and Daniel found me a $15,000 plan for $82 per month. I can’t complain, it’s my fault I waited but my neighbor died last week and he was my age. We actually donated some money to help his wife. I don’t want my wife to have to do the same things.
Steve Roland
Spring Hill, FL
I did not want to have 20 companies call me a thousand times because of a quote. Glad I found PHSS, the process was very smooth.
Krista White
Dade City, FL
Facts you need to know about...

$8,200
Average Basic Funeral Cost In The Tampa Bay Area

$3,600
Average Basic Cremation in the Tampa Bay Area

Planning for your death is a necessary part of life. Everyone should have a last will and testament and a written statement of end-of-life wishes. You should also arrange a way to pay for the expenses that come after death.
Most people only think of the funeral part of death, that is only part of the expenses. Don’t forget about your final medical deductibles, legal fees, credit cards and all the small bills that can build into big chunks very fast.
Fill out this short form and we will email you a Final Expense quote for $10,000/$15,000 & $20,000 in coverage. No obligation and no phone calls. Look out for an email from MyPhss.
Why choose a Final Expense Insurance Plan?
Choice & Freedom – These are the two most common reasons people buy a Final Expense or Burial Plan in the Tampa Bay area. You want your beneficiaries to have the ability to choose based on your wishes on what to do with the money. You also want to have the freedom to change your wishes based on your circumstances.
We don’t know what tomorrow will bring, and that is why cash in hand gives your loved ones the choices & freedoms they need to have.

Get a quote now!
We will email you a simple Final Expense Quote for $10,000 $15,000 & $20,000. No Phone # Required!
Schedule An Appointment
You can schedule an In-Person appointment right now. Your local agent will come to you just like your plumber or electrician does, you don’t have to leave your house.
You can also schedule for us to talk over the phone, whichever way you prefer.
You ask, we answer
If you can’t find the question you have, just email your local agent.
Yes it is, your quote will be based on the following:
- Gender
- Age
- Nicotine Use
- Zip Code
- Coverage Amount
For the purpose of this quote we do not ask any medical questions regarding your health. You will have to answer medical questions if you want to apply for any insurance product and your rates might change if you are unable to answer “no” to all the medical questions on the application. Please consult with your local agent if you have any questions regarding the medical underwriting requirements.
Call your local office 813-328-4664.
To make the most of your appointment with MyPHSS, it’s helpful to have a few key items ready. Whether we’re meeting in person or over the phone, being prepared allows us to give you the best advice based on your unique situation.
Here’s what to have on hand:
📄 Current insurance paperwork (including Medicare, supplemental, or Advantage plans)
🪪 Your Medicare card and state-issued ID
💊 A list of your prescriptions and over-the-counter medications
👩⚕️ Names of your current doctors, specialists, and medical facilities
❓ Any questions you’d like to ask—it’s easy to forget them during the conversation, so jot them down ahead of time!
Our goal is to make this process simple, personal, and stress-free. Whether you’re exploring new coverage, comparing plans, or looking for cost-saving options, we’re here to help every step of the way.
📞 Call us at 813-328-4664
📧 Email us at support@myphss.com
🌐 Visit www.myphss.com to learn more or schedule your appointment
We proudly serve the Tampa Bay area and offer assistance statewide by phone.
At MyPHSS, we are independent insurance brokers, which means we’re not tied to just one company. Instead, we represent all the major insurance carriers available in Florida, so you can compare options and choose the plan that’s right for you—not the one a company is trying to push.
We work with trusted names like:
UnitedHealthcare®
Humana®
Aetna®
Cigna®
BayCare®
Wellcare®
Transamerica®
Mutual of Omaha®
CVS® and more
Because every person’s needs are different, we focus on what’s best for you, not what’s best for the insurance companies. Whether you’re looking for a Medicare Advantage plan, a Medigap policy, a final expense plan, or dental coverage, we’ll help you compare side by side and choose with confidence.
📞 Call us at 813-328-4664
📧 Email us at support@myphss.com
🌐 Learn more at www.myphss.com
We proudly serve the Tampa Bay area—including Pasco, Hernando, Pinellas, Hillsborough, Citrus, and Polk counties—and offer statewide phone assistance anywhere in Florida.
Because we don’t need your number to give you a quote!
Other insurance agents ask for your number because they believe if they don’t have it, you will go to someone else and they will lose the sale. We don’t use sales tactics like that, if you can find a better price from someone else we want to you to go to them. Save money, that is the whole point of our business.
You can schedule and appointment by clicking here or calling our local office in Tampa 813-328-4664
Nothing, if you decided to buy a policy and we are the writing agent the insurance company will pay us a commission for that sale. The price of your policy does not change because of that.
At MyPHSS, we proudly serve seniors throughout the Tampa Bay area, including:
Pasco County
Hernando County
Pinellas County
Hillsborough County
Citrus County
Polk County
If you’re local, we can meet in person at your home for a no-pressure consultation. However, you don’t have to live nearby to get our help—we also assist individuals anywhere in Florida over the phone or by email.
Whether you’re in Miami, Orlando, Jacksonville, or a small town in between, our licensed agents can walk you through your Medicare and final expense options from the comfort of your home.
📞 Call us at 813-328-4664
📧 Email us at support@myphss.com
🌐 Learn more at www.myphss.com
No matter where you live in Florida, MyPHSS is here to help protect your golden years.
Before COVID-19, we operated several local offices in the Tampa Bay area. Like many small businesses, we closed our doors during the pandemic and transitioned to working remotely for the safety of our staff and clients.
After restrictions were lifted, we found that our services ran just as smoothly—if not better—without the overhead costs of a traditional office space. By eliminating unnecessary expenses like rent and utilities, we’re able to focus more on serving our community and keeping costs down for our clients.
Today, your local MyPHSS agent can assist you over the phone, via email, or in person—right in the comfort of your own home, just like your plumber or electrician. It’s convenient, personal, and always pressure-free.
If you need to mail us something please use the following address:
13046 Race Track Rd #190 Tampa FL 33626
We proudly serve seniors across the Tampa Bay area, including Pasco, Hernando, Pinellas, Hillsborough, Citrus, and Polk counties.
Have questions or want to schedule an appointment?
📞 Call us at 813-328-4664
📧 Email us at support@myphss.com
🌐 Visit us online at www.myphss.com
Most polices come with a 15 or 30-day free look period from the insurance provider. If you don’t like something we can cancel it for you. We are here to help you find what works for you.
At MyPHSS (Protecting Your Golden Years), we help Florida seniors feel confident and prepared for retirement by offering personalized insurance solutions and guidance—at no cost to you.
Our licensed local agents specialize in helping individuals age 60 and older navigate the often confusing world of Medicare and retirement planning. We offer in-home appointments in the Tampa Bay area or phone consultations for clients anywhere in Florida.
We can help you with:
Medicare Advantage Plans
Medicare Supplement (Medigap) Plans
Prescription Drug Plans (Part D)
Final Expense Life Insurance
Dental and Vision Plans
Long-Term Care Plans
Hospital Indemnity Plans
Fixed Annuities
As independent brokers, we represent all the major insurance companies in Florida, which means we work for you, not the insurance companies. You’ll get honest advice, clear explanations, and options that make sense for your health, lifestyle, and budget.
📞 Call us at 813-328-4664
📧 Email us at support@myphss.com
🌐 Visit us at www.myphss.com
We proudly serve the Tampa Bay area—including Pasco, Hernando, Pinellas, Hillsborough, Citrus, and Polk counties—and offer remote help across the entire state of Florida.
For the Tampa Bay area, please contact your local office @813-328-4664.
When you schedule an in-person appointment with MyPHSS, one of our licensed local agents will visit you at your home—at a time that’s convenient for you. Appointments usually last about 1 to 2 hours, depending on your questions and needs.
During your visit, we’ll take the time to explain your options and help you understand which Medicare or Final Expense insurance plans may be right for you. We typically focus on one product at a time to avoid overwhelming you—but if you’re curious about other plans, we’re always happy to discuss them.
There’s no cost, no pressure, and no obligation. We do not handle any payments, and we are not affiliated with any specific insurance company. Everything is reviewed on a secure tablet, and if you decide to enroll, any necessary paperwork or plan materials will be mailed directly to you from the issuing company.
Ready to schedule your free in-home visit? Call us at 813-328-4664 or email support@myphss.com today.
A phone appointment with MyPHSS is a convenient way to get expert help with your Medicare or Final Expense insurance options—without leaving your home.
One of our licensed local agents will call you at a scheduled time and walk you through everything step by step. We’ll take the time to understand your needs, explain your plan options clearly, and answer any questions you may have.
Phone appointments usually take 30 minutes to an hour, depending on your situation. Just like our in-person visits, there’s no cost, no pressure, and no obligation—we’re here to provide helpful information, not sell you something you don’t need.
If you choose to enroll in a plan, everything can be completed securely over the phone, and any materials you need will be mailed directly to you.
To schedule your free phone consultation, call 813-328-4664 or email support@myphss.com.