Privacy Policy
Last Updated: July 12, 2025
This Privacy Policy explains how MyPHSS (Personalized Help Support Systems LLC) (“we,” “us,” or “our”) collects, uses, and protects your information when you visit www.myphss.com (“Website”).
By using our Website, you agree to the terms of this Privacy Policy.
If you have trouble reading this page or need it in another format (such as larger print or read aloud over the phone), please contact us at 813-328-4664 or support@myphss.com.
1. Information We Collect
We collect two main types of information:
1.1 Personal Information
This is information that can identify you, such as:
Your name
Phone number
Email address
Mailing address
Medicare or other insurance details
Limited health-related information you choose to share so we can help with insurance options
You usually provide this information when you:
Fill out a contact form
Request an insurance quote
Schedule an appointment
Ask us a question
1.2 Usage Information
This is information about how you use our Website, such as:
Your browser type and device
Your IP address
Pages you visit and how long you stay on them
We collect this information using cookies and similar tracking technologies.
1.3 Cookies
Cookies are small files stored on your device to help our Website work better and remember certain preferences.
You can choose to turn off cookies in your browser settings. If you do, some parts of the Website may not work as well, but you will still be able to access most content.
2. How We Use Your Information
We use the information we collect to:
Provide insurance quotes and plan recommendations
Schedule and manage consultations (in-person, by phone, or online)
Respond to your questions and requests
Improve our Website, services, and user experience
Send educational materials, reminders, or updates about Medicare and related insurance topics (you can opt out at any time)
We do not sell your personal information.
3. Data Retention
We keep your personal information only as long as necessary to:
Provide services to you
Fulfill your requests
Comply with business needs and legal obligations
Information from quote requests or consultations may be kept for up to 24 months, unless we need it longer for legal, regulatory, or business reasons.
4. Sharing Your Information
We may share your information only in the following situations:
Insurance companies or providers:
To generate quotes, compare plans, or submit applications on your behalf.Technology and service providers:
Companies that help us operate our Website, manage emails, or support our client communication. These companies must keep your information confidential and use it only to provide services to us.Legal and government requirements:
If required by law, court order, or government request, we may share information when we believe it is necessary to comply with legal obligations or protect our rights.
We do not share your information for unrelated marketing by third parties.
5. Health and Medical Information
We are not a HIPAA-covered entity. However, we understand that some information you share with us may be health-related.
We handle any health-related information with great care:
We use it only to help provide insurance services and recommendations.
We store it securely.
We limit access to staff who need it to assist you.
6. Your Privacy Rights
Depending on where you live (for example, California or other states with privacy laws), you may have the right to:
Access: Request a copy of the personal information we have about you.
Delete: Ask us to delete your personal information, unless we need it for legal or business reasons.
Correct: Ask us to correct inaccurate or incomplete information.
To make a request, please contact us at:
📧 support@myphss.com
📞 813-328-4664
We may need to verify your identity before fulfilling your request to protect your privacy.
7. How We Protect Your Information
We use reasonable technical and administrative safeguards to help protect your information, including:
SSL encryption on forms and data transfers
Role-based access controls so only authorized staff can see your information
Regular monitoring and checks on our Website for security issues
While we do our best to protect your information, no system can be 100% secure. We cannot guarantee absolute security, but we are committed to maintaining strong protections.
8. Third-Party Websites
Our Website may contain links to other websites (such as insurance carriers, government resources, or educational sites).
We are not responsible for the content or privacy practices of these third-party websites. We encourage you to review their privacy policies before providing any personal information.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in:
Laws or regulations
Our services
Our technology or security practices
When we make changes, we will update the “Last Updated” date at the top of this page. We encourage you to review this Privacy Policy periodically.
10. Contact Us
If you have any questions, concerns, or need help understanding this Privacy Policy, please contact us:
Mailing Address
Personalized Help Support Systems LLC
13046 Race Track Rd #190
Tampa, FL 33626
Email: support@myphss.com
Phone: 813-328-4664
Website: https://myphss.com
If you need this policy in a different format (larger print, mailed copy, or read aloud over the phone), please let us know and we will be happy to assist.
Accessibility Statement for MyPHSS
Last updated: {{Month Year}}
MyPHSS is committed to making our website easy for everyone to use, including individuals with disabilities. We believe every person should be able to access information about Medicare, final expense insurance, and the services we provide—without barriers.
Our Commitment to Accessibility
We are actively working to improve the accessibility and usability of myphss.com by following widely recognized accessibility standards, including the Web Content Accessibility Guidelines (WCAG) 2.1.
Our ongoing efforts include:
Improving website structure for screen readers
Ensuring text has sufficient contrast
Adding alt-text to images
Making navigation clear and consistent
Ensuring forms, buttons, and links work properly for all users
Performing routine accessibility scans and updates
Assistive Technologies We Support
MyPHSS is designed to work with common assistive technologies, such as:
Screen readers
Screen magnifiers
Text-to-speech tools
Speech recognition software
Keyboard-only navigation
We Are Always Improving
As technology and accessibility standards evolve, we continually update our website to ensure an accessible experience for all visitors, including seniors, individuals with low vision, and people using assistive devices.
If you encounter any accessibility barriers on our site, we want to know.
Feedback & Contact Information
If you need assistance or have difficulty accessing information on this website, please contact us:
📞 813-328-4664
📧 support@myphss.com
We will respond as quickly as possible and provide the information or service you need in a way that works for you.
Terms of Use
Last Updated: July 12, 2025
These Terms of Use (“Terms”) explain how you may use the website www.myphss.com (“Website”), which is owned and operated by MyPHSS (Personalized Help Support Systems LLC), an insurance agency serving Florida residents.
By accessing or using this Website, you agree to these Terms. If you do not agree, please do not use the Website.
If you have difficulty reading or understanding these Terms, please contact us at 813-328-4664 or support@myphss.com. We are happy to explain them or provide them in another format.
1. Who We Are
MyPHSS is an independent insurance agency. We provide:
Medicare-related services
Final expense insurance
Dental and vision plans
Other retirement-focused insurance products
Our services are offered primarily to residents of Florida.
2. Acceptable Use of Our Website
You agree to use this Website only for lawful, respectful, and appropriate purposes.
You may not:
Use the Website to collect, harvest, or misuse personal information about other users
Use our content in a way that is misleading, fraudulent, or suggests you are MyPHSS when you are not
Try to interfere with, damage, or bypass any security or technical features of the Website
Use automated tools (such as bots or scrapers) to access the Website in a way that may harm performance or violate laws
If we believe you are misusing the Website, we may restrict or block your access.
3. No Legal, Financial, or Medical Advice
The information on this Website is provided for general educational purposes only.
It is not financial advice
It is not legal advice
It is not medical advice
Insurance decisions can affect your finances, health coverage, and legal rights. You should always consult with:
A licensed insurance professional
Your doctor or health care provider for medical questions
A licensed attorney or financial professional for legal or financial questions
Using information from this Website without professional guidance is done at your own risk.
4. Disclaimer of Warranties
We work hard to keep our Website accurate and up to date, but we do not guarantee:
That all information is complete, correct, or current
That the Website will always be available or error-free
That any specific result (such as approval for coverage) will occur based on information you read here
The Website and all content are provided “as is” and “as available”, without any warranties of any kind, whether express or implied.
5. Limitation of Liability
To the fullest extent allowed by law, MyPHSS, its owners, employees, and agents will not be liable for any damages that result from your use of this Website.
This includes, but is not limited to:
Indirect or incidental damages
Consequential damages
Loss of data, income, or business
This applies even if you tell us about the possibility of such damages.
Some states do not allow certain limitations of liability, so some of the above may not apply to you. In any case, our total liability to you for any claim related to your use of this Website will be limited to the amount you paid us (if any) for using the Website.
6. Intellectual Property and Content Use
Unless otherwise noted, all content on this Website is the property of MyPHSS and is protected by U.S. copyright and other intellectual property laws. This includes:
Logos and branding
Text and written content
Graphics and images
Page layout and design
You may not:
Copy, reproduce, or distribute our content
Modify or create derivative works based on our content
Use our logo or branding without written permission
Some images or media on the Website may come from licensed, free sources such as pexels.com or other licensed image libraries. We respect the rights of content creators.
If you believe any image or content on our Website belongs to you and was used without authorization, please contact us at support@myphss.com so we can review and, if appropriate, remove it.
7. Third-Party Websites and Links
Our Website may contain links to other websites, such as:
Insurance carriers
Government resources
Educational sites
These third-party websites are not controlled by MyPHSS. We are not responsible for:
Their content
Their privacy practices
Their security
We recommend you review the terms and privacy policies of any third-party websites you visit.
8. Governing Law and Location of Disputes
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.
If there is any legal dispute arising out of or related to your use of this Website, it will be handled in the appropriate state or federal courts located in Hillsborough County, Florida. By using this Website, you agree to this location and jurisdiction.
9. Changes to These Terms
We may update or change these Terms from time to time. When we do, we will:
Update the “Last Updated” date at the top of this page
Post the revised Terms on this Website
Your continued use of the Website after changes are posted means you accept the updated Terms. We encourage you to check this page periodically.
10. Contact Us
If you have any questions about these Terms, or if you need help understanding them or need them in a different format (such as larger print, mailed copy, or read aloud over the phone), please contact us:
Mailing Address
Personalized Help Support Systems LLC
13046 Race Track Rd #190
Tampa, FL 33626
Email: support@myphss.com
Phone: 813-328-4664
Website: https://myphss.com
