Privacy Policy

PRIVACY POLICY

Last Updated: 7/12/2025

This Privacy Policy explains how MyPHSS (Personalized Help Support Systems LLC) (“we”, “us”, or “our”) collects, uses, and protects the personal information you provide when visiting our website, www.myphss.com (“Website”). We are committed to protecting your privacy and handling your information in a secure and responsible manner.

By using our Website, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following types of information:

– Personal Information: When you fill out forms, request quotes, or schedule appointments, we may collect your name, phone number, email address, physical address, Medicare/insurance details, and limited health-related information.
– Usage Information: We collect non-personal information such as your browser type, device, IP address, and pages visited using cookies and tracking technologies.
– Cookies: Our Website uses cookies to enhance your experience. You may disable cookies through your browser settings.

2. How We Use Your Information

We use the information we collect for the following purposes:

– To provide you with insurance quotes and plan recommendations
– To schedule consultations (in-person, phone, or online)
– To respond to your inquiries
– To improve our website and services
– To send educational materials and updates (you may opt out at any time)

We do **not** sell your personal information.

3. Data Retention

We retain personal information only for as long as necessary to provide services or comply with legal obligations. Information from quote requests or consultations may be retained for up to 24 months.

4. Sharing of Information

We may share your information with:

– Insurance companies or providers, solely to generate insurance quotes or applications
– Technology vendors that help operate our website and manage client communications (under strict confidentiality agreements)
– Government agencies when required by law

5. HIPAA & Medical Data

While we are not a HIPAA-covered entity, we treat any health-related information with the utmost confidentiality. All health data is stored securely and only used for insurance-related services.

6. Your Rights

If you reside in California or another state with specific privacy laws, you may request:

– A copy of the personal data we have about you
– That we delete your data (unless required for business or legal purposes)
– That we correct inaccurate information

To request this, email us at: **support@myphss.com**

7. Data Security

We take reasonable technical and administrative steps to protect your data, including:

– SSL encryption on all forms and data transfers
– Role-based access controls for employees
– Regular security checks and website monitoring

8. Third-Party Links

Our site may include links to third-party websites. We are not responsible for their content or privacy practices.

9. Changes to This Policy

We may update this Privacy Policy periodically. We encourage you to review this page regularly.

10. Contact Us

If you have questions or concerns, contact us at:

Send Mail To: Personalized Help Support Systems LLC. 13046 Race Track RD #190 Tampa, FL 33626
Email: support@myphss.com
Phone: 813-328-4664
Website: https://myphss.com

TERMS OF USE

Last Updated: 7/12/2025

These Terms of Use (“Terms”) govern your use of the website www.myphss.com (“Website”), owned and operated by MyPHSS (Personalized Help Support Systems LLC), an insurance agency serving Florida residents.

By accessing or using this Website, you agree to be bound by these Terms.

1. Who We Are

MyPHSS is an independent insurance agency that provides Medicare-related services, final expense insurance, dental/vision plans, and other retirement-focused products in the state of Florida.

2. Use of the Website

You agree to use this Website only for lawful purposes. You may not:

– Use the site to collect or harvest personal information of others
– Use the content to create misleading or fraudulent representations
– Attempt to breach or bypass our site security

3. No Legal or Financial Advice

The content on our Website is for informational purposes only and should not be considered financial, legal, or medical advice. Always consult a licensed professional before making any decision.

4. Disclaimer of Warranties

We make no guarantees regarding the accuracy, reliability, or completeness of the content on this Website. All services and materials are provided “as is” without any warranties.

5. Limitation of Liability

To the fullest extent permitted by law, MyPHSS shall not be liable for any damages resulting from your use of this Website, including but not limited to indirect, incidental, or consequential damages.

6. Intellectual Property

All content on this Website—including logos, text, graphics, and layout—is the property of MyPHSS and protected by U.S. copyright laws. You may not copy, reproduce, or distribute any part of this Website without written permission. Any content not created by us was obtained from licensed free sources like pexels.com or other licensed free image libraries. If you believe an image is the property of someone who did not authorize its public use, please let us know by emailing support@myphss.com so that we can have the opportunity to remove it from our site. 

7. Third-Party Links

Our Website may include links to other websites. We do not control those websites and are not responsible for their content or practices.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida. Any legal disputes will be resolved in the courts located in Hillsborough County, Florida.

9. Modifications

We reserve the right to change these Terms at any time. Updates will be posted on this page with a new effective date.

10. Contact Us

If you have any questions about these Terms, contact us at:

Send Mail To: Personalized Help Support Systems LLC. 13046 Race Track RD #190 Tampa, FL 33626
Email: support@myphss.com
Phone: 813-328-4664
Website: MyPHSS.com