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TERMS OF USE

Last Updated: 7/12/2025

These Terms of Use (“Terms”) govern your use of the website www.myphss.com (“Website”), owned and operated by MyPHSS (Personalized Help Support Systems LLC), an insurance agency serving Florida residents.

By accessing or using this Website, you agree to be bound by these Terms.

1. Who We Are

MyPHSS is an independent insurance agency that provides Medicare-related services, final expense insurance, dental/vision plans, and other retirement-focused products in the state of Florida.

2. Use of the Website

You agree to use this Website only for lawful purposes. You may not:

– Use the site to collect or harvest personal information of others
– Use the content to create misleading or fraudulent representations
– Attempt to breach or bypass our site security

3. No Legal or Financial Advice

The content on our Website is for informational purposes only and should not be considered financial, legal, or medical advice. Always consult a licensed professional before making any decision.

4. Disclaimer of Warranties

We make no guarantees regarding the accuracy, reliability, or completeness of the content on this Website. All services and materials are provided “as is” without any warranties.

5. Limitation of Liability

To the fullest extent permitted by law, MyPHSS shall not be liable for any damages resulting from your use of this Website, including but not limited to indirect, incidental, or consequential damages.

6. Intellectual Property

All content on this Website—including logos, text, graphics, and layout—is the property of MyPHSS and protected by U.S. copyright laws. You may not copy, reproduce, or distribute any part of this Website without written permission. Any content not created by us was obtained from licensed free sources like pexels.com or other licensed free image libraries. If you believe an image is the property of someone who did not authorize its public use, please let us know by emailing support@myphss.com so that we can have the opportunity to remove it from our site. 

7. Third-Party Links

Our Website may include links to other websites. We do not control those websites and are not responsible for their content or practices.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida. Any legal disputes will be resolved in the courts located in Hillsborough County, Florida.

9. Modifications

We reserve the right to change these Terms at any time. Updates will be posted on this page with a new effective date.

10. Contact Us

If you have any questions about these Terms, contact us at:

Send Mail To: Personalized Help Support Systems LLC. 13046 Race Track RD #190 Tampa, FL 33626
Email: support@myphss.com
Phone: 813-328-4664
Website: MyPHSS.com

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PERSONALIZED HELP SUPPORT SYSTEMS LLC

Let’s Connect & Grow

We are here to help you with any aspect of Medicare, Final Expense Plans, and other insurance products, which can put you in a better position for the future. Our service area encompasses the entire Tampa Bay area. If you live in Pasco, Pinellas, Hillsborough, Hernando, Polk, or Citrus, we are here to help you. 

© 2025 PERSONALIZED HELP SUPPORT SYSTEMS LLC. All Rights Reserved - Click Here to read our Privacy Policy. Some Text or images on this website may have been created using Artificial Intelligence.

Disclaimer: All content is provided for informational purposes only and is subject to change without notice. Although we believe that the source of this information is reliable, we do not warrant or guarantee its accuracy, completeness, or timeliness.

MyPHSS.com, our staff, internal agents, or our contracted agents, are not employed or endorsed by any federal or state agencies or programs. We have independent contracts with many different insurance companies to offer their products to eligible consumers. 

We do not offer every medicare advantage (Part C) plan or prescription drug (Part D) plan available in your area. Any information we provide is limited to the plans offered by Humana, UHC, Wellcare, BayCare & Aetna. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.”

Some links on our website may take you to a third-party website. Those websites have their own Privacy Policies, and we encourage you to read them as we have no control over them. Some links may also be affiliate links, in which case we may receive a commission if you choose to buy anything through those links. 

By submitting your contact information, you agree to be contacted even if you are on any internal, state, or national “Do Not Call” lists. Please read our full privacy policy before submitting your information.

Click Here To Read Our Privacy Policy. 

Click Here To Read Our Terms of Use. 

You can opt out of all communication with us by replying to any email we send you or by emailing your local agent at support@myphss.com