Say goodbye
to Restrictions
Medigap plans offer freedom of choice in location and the treatment you want
- Go to any Doctor who accept Medicare anywhere in the uS
- Go to any Facility that accepts Medicare anywhere in the US
- No Referrals Required!
- No Pre-Authorizations
- Predictable Yearly Medical Budget
- International travel coverage
What does a Medigap Policy pay for?
A Medicare Supplement insurance policy is designed to cover the percentage that Medicare makes you pay.
If you have Original Medicare, on average Medicare will pay 80% of the bill and you are responsible for 20%. That can leave you exposed to bills in the tens of thousands if something happens.
When can you buy a Medigap Policy?
If you live in Pasco, Hillsborough, Pinellas, or any county in Florida. Generally, the best time to buy a Medicare Supplement insurance plan is during your Medigap Open Enrollment Period (OEP). This period lasts six months and begins the month in which you are both 65 and enrolled in Medicare Part B.
situations that could qualify you for guaranteed-issue rights, besides your OEP?
- You dropped your Medicare Supplement insurance plan to use your trial right to try a Medicare Advantage plan. Less than a year has passed and you want to switch back to Original Medicare.
- Your Medicare Advantage plan stops providing care in your area and you return to Original Medicare.
- You move out of your Medicare Advantage plan’s service area and you return to Original Medicare.
- Your Medicare Supplement insurance plan committed fraud or misled you
- Your Medicare Supplement insurance plan went bankrupt
kNOW tHE BASIC, WE'LL DO THE REST
Even though private insurers sell Medigap plans in the Tampa Bay area, federal and state rules standardize coverage.
In most cases, each letter plan has to offer the same benefits, no matter which insurance company sells it. But each company can charge different rates for the same plans.
Look at the next picture, those are all the available plans but most companies only offer a few. The most purchased plans are G & N.
The percentages you see in the boxes are the percent that the plan will pay so you don’t have to.
Don't confuse yourself it's our job to make it simple
"Daniel came over to our house and he was here for just over an hr. He explained everything and showed us all the options and not just one. I would recommend this company to anyone."
Walter James Horton, New Port Richey
" I was under the impression that Supplement plans are expansive but after Daniel showed me how much I was already spending it was a no brainer to have the all the other freedoms which i did not have with my Advantage plan."
Emilia Munrano, Clearwater
" I don't like having to ask for permission where I can and can not go. For $180 per month it was a very simple decision..
Branden Grift, Tampa
Ready to speak
with your local agent?
You can schedule an In-Person appointment right now directly in our calendar below. Your local agent will come to you, you don’t have to leave your house.
If you need assistance using our online calendar, please call 813-539-0071 or email us at support@myphss.com
we’re here to answer all your questions
How Long Does A Appointment Take?
On Average it takes about 60 – 90 min to go over everything. Sometimes it’s longer and sometimes it’s shorter, it just depends on every situation.
Our goal is to make this process simple, personal, and stress-free. Whether you’re exploring new coverage, comparing plans, or looking for cost-saving options, we’re here to help every step of the way.
📞 Call us at 813-539-0071
📧 Email us at support@myphss.com
🌐 Visit www.myphss.com to learn more or schedule your appointment
We proudly serve the Tampa Bay area and offer assistance statewide by phone.
Why should I use an Independent Agent?
We have contracts with several companies which sell Medigap plans in the Tampa Bay Area. The plans are mostly the same but every companies charges different prices. We will find you the most affordable plan in your area.
Our goal is to make this process simple, personal, and stress-free. Whether you’re exploring new coverage, comparing plans, or looking for cost-saving options, we’re here to help every step of the way.
📞 Call us at 813-539-0071
📧 Email us at support@myphss.com
🌐 Visit www.myphss.com to learn more or schedule your appointment
We proudly serve the Tampa Bay area and offer assistance statewide by phone.
Do I have to pay anything to the agent?
No, we have nothing to do with the the money. We just find the best plan for your situation and we submit the application to that insurance company. Mostly everything is done electronically these days.
Our goal is to make this process simple, personal, and stress-free. Whether you’re exploring new coverage, comparing plans, or looking for cost-saving options, we’re here to help every step of the way.
📞 Call us at 813-539-0071
📧 Email us at support@myphss.com
🌐 Visit www.myphss.com to learn more or schedule your appointment
We proudly serve the Tampa Bay area and offer assistance statewide by phone.
Do you have an office? Can i come to you?
We had several offices but when covid shut everything down we gave up our office and our agents started working from home like most insurance companies. We had the option to reopen the office but we found that our agents did the same job to the fullest satisfaction of our clients without having to pay rent, utilities and all the other expenses associated with having an office. Most insurance agencies did the same thing after Covid.
Our goal is to make this process simple, personal, and stress-free. Whether you’re exploring new coverage, comparing plans, or looking for cost-saving options, we’re here to help every step of the way.
📞 Call us at 813-539-0071
📧 Email us at support@myphss.com
🌐 Visit www.myphss.com to learn more or schedule your appointment
We proudly serve the Tampa Bay area and offer assistance statewide by phone.
Serving All of Tampa Bay
Contact Us Today
Whether you’re new to Medicare or considering switching your plan, or you are looking for a fair and competitive quote for a Final Expense / Burial plan, we’re here to help you every step of the way.
Call/Text your local agent “Daniel” at (813) 539-0071 📧 Email us at support@myphss.com
Let’s protect your golden years with peace of mind and the right Final Expense or Medicare plan.
We are a locally owned family insurance agency that has been serving our community since 2012. As independent brokers, we don’t work for just one company. We shop around to find the most affordable plans in Florida based on your needs.
We proudly serve the entire Tampa Bay region, including:
Counties We Serve:
Pasco, Hernando, Hillsborough, Pinellas, Polk, Manatee, Sumter, Sarasota & Citrus
Popular Cities:
Tampa, St. Petersburg, Clearwater, Lakeland, Spring Hill, Brooksville, Dade City, Plant City, Inverness, and more
Whether you want to meet in person, over the phone, or online, MyPHSS is here to help you.